FINN car subscription A better way to drive

A car subscription is the simple way to enjoy the freedom of a new car without having to deal with the hassle of insurance, maintenance, and paperwork. Simply choose your car, mileage package and subscription length and FINN handles the rest.

Unlike leasing or buying, your transparent monthly fee includes everything you need to hit the road; doorstep delivery, insurance, maintenance, registration and emergency roadside assistance. We remove the costs and complexities of traditional car ownership, which enables us to offer low monthly payments and subscription terms as short as 6 months, compared to a minimum of 24 months with leasing. You don't actually own the car subscription service, just as you don't own the car if you're leasing. 

With FINN there’s no down payment, no stressful negotiations, no confusing paperwork, no hidden fees, and no long contracts. Enjoy the all the freedom of a new car for 6 or 12 months while FINN owns of all the insurance, maintenance, and paperwork. Just hit the road – and swap it when you’re done.

FINN offers you a simple and smooth driving experience without the hassles that are associated with car ownership. By removing worry about insurance rates, maintenance costs, and depreciation, we offer a stress-free experience. After just six months to a year, we make it easy to return your vehicle and get into a new one!

Your FINN car subscription includes:

• Comprehensive Insurance

• Routine maintenance

• 24/7 roadside assistance

• Vehicle registration

• Vehicle titling

Unlike short term car leases or long term rental cars, we don't require a down payment and we cover the cost of insurance, registration, repairs, maintenance and roadside assistance.

The main difference between a car subscription and car rental is the duration. There's generally a maximum length for a rental term, ranging from a couple of weeks to several months, whereas car subscription services are designed to offer you flexibility and carry on for as long as you need. Leasing on the other hand is based on a long term, fixed contract that lasts up to five years. Leasing also comes with additional costs that are not factored into the initial price, such as insurance, maintenance, repairs, and roadside assistance. With a FINN car, your subscription is all-inclusive.

At the end of your subscription term, you can switch to another FINN car or simply walk away.

There’s no down payment. When you order your car, simply pay your first monthly fee. Your vehicle subscription does not begin until you receive your car. All you have to do is connect your credit card, debit card, or bank account for one all-inclusive monthly price. A refundable deposit may be required in certain circumstances based on your credit score.

We understand how much really goes into car ownership, and we want to make it as effortless as possible — and that goes for the costs, too. Traditional vehicle ownership requires a substantial down payment, regular maintenance, insurance, roadside services, among other unexpected occurrences.

When you consider all of the factors that go into purchasing a car, your monthly subscription price with FINN covers it all — one payment, one partner for all of your vehicle needs.

Yes, FINN subscribers can add one additional driver to their vehicles. Additional drivers must be at least 25 years old, have a valid driver’s license, and fulfill all of the same driver requirements as primary drivers (subscribers).

Please note that only immediate family, spouses, and members of the subscriber's household may be registered as additional drivers, with exceptions being granted in rare circumstances pending case-by-case approval. They’ll need to pass an MVR check and be at least 25 years old, but we won’t check their credit.

FINN's third party insurance coverage plan offers a $300,000 combined single limit coverage on physical damage and bodily injury. This coverage applies across all states we currently operate in. Our subscribers are responsible for a $1,000 deductible.

For more information regarding what to do in the case of an accident, please see our Insurance & Coverage page.

About 4 weeks before your subscription ends, you will receive an email from us where you can select your preferred return method.

When returning your FINN vehicle you will have two options:

• Have it picked up from your front door for a $199 one-time fee

• Drop it off at one of our compounds for no additional cost.

Normal vehicle wear and tear is included in the cost of your subscription. After the subscription has expired, dents that have to be repaired, scratches that have to be painted, or chips that require repair will be charged. For damage that we can handle through the third-party insurance (such as replacing the windshield), a maximum of $1,000 deductible applies per claim.